Disclosures

Services are limited to investment advice and do not include financial planning, legal advice or tax planning and/or other non-investment related consultation services. No client or prospective client should assume that any information presented and/or made available on this website serves as the receipt of, or substitute for, personalized individual advice from the advisor or any other investment professional. If you have any questions regarding the applicability of any specific issue discussed above to your individual situation, you are encouraged to consult with the professional advisor of your choosing. A copy of our current written disclosure statement discussing our advisory services and fees is available for review here: Form ADV Part 2.

Due to various factors, including changing market conditions, content may no longer be reflective of current opinions or positions.

Please remember to contact Quality Asset Management if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services. Please also advise us if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.

The advisor makes no representations or warranties as to the accuracy, timeliness, suitability, completeness or relevance of any information prepared by any unaffiliated third party, whether linked to the website or incorporated therein. Such information is provided solely for convenience, and all users should be guided accordingly.

Any usage of this web site by investment advisors or other investment professionals is prohibited, unless written notice was given directly from Quality Asset Management, LLC. Any portfolio or strategy presented on this web site does not represent a recommendation.

Performance Data

1. Returns reflect deduction of advisory fees based on a model fee of 0.96% per year. Actual advisory fees may vary. See Form ADV Part 2 and the Fees page for details.
2. Portfolios are constructed using mutual funds and exchange-traded funds (ETFs).
3. Performance reflects the returns of the underlying funds, net of fund expenses, as reported by the respective fund providers.
4. Returns assume reinvestment of dividends and capital gains and periodic rebalancing. Actual implementation may differ.
5. Returns do not reflect bid/ask spreads and other transaction-related costs, which may cause actual client results to be lower.
6. Returns do not reflect the use of margin. Actual client results may differ due to leverage and associated interest costs. The use of margin increases the risk of loss.
7. Returns do not reflect taxes, which depend on each investor’s individual circumstances.
8. Actual client results may differ materially due to factors including cash flows, implementation and rebalancing timing, portfolio customization, fees, and other client-specific considerations.
9. Strategies reflect a typical taxable account using tax-managed funds and ETFs when available. Results may vary based on the specific investment variant used.
10. Strategy allocations have evolved over time based on ongoing research and changes in available investment options, and historical results reflect allocations as implemented at each point in time.
11. Past performance does not guarantee future results.
12. All investments involve risk, including the potential loss of principal.